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Payout Process

Once your approved commissions reach the payout threshold, the merchant can create a payout in AgentRef, send the money externally, and mark the payout status as it progresses. Today this is a manual merchant workflow. AgentRef tracks payout state and payout details, but does not automatically send affiliate funds.

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How It Works

1

Commissions accumulate

As your referrals convert, commissions move from pending → approved.
2

Threshold reached

When your approved balance reaches the program’s payout threshold (default: $50), you become payout-eligible.
3

Payout processed

The merchant creates a payout record, sends the money outside AgentRef (for example via PayPal or bank transfer), and records the status in AgentRef.
4

Money arrives

Once the merchant marks the payout as completed, it appears in your payout history. Arrival time depends on the external payment provider.

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Setting Your Payout Details

To receive payouts smoothly, add your payout details in AgentRef:
  1. Go to Settings → Payouts in your affiliate dashboard
  2. Choose your payout method: paypal or bank_transfer
  3. Enter the required payout details
  4. Save the profile so merchants can pay you correctly
Merchants may hold payouts until your payout details are complete. Add them before your first payout becomes due.

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Payout Schedule

SettingDefault
Payout threshold$50 USD
Processing timeMerchant-defined
Payment methodPayPal or bank transfer
The merchant can configure the payout threshold per program.

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Viewing Payout History

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Dashboard

Your dashboard shows all payouts with status, amount, and date.

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Via API

Use GET /me/payout-info to check the payout method on file and GET /me/payouts to review payout history. 
const headers = {
  Authorization: 'Bearer ak_aff_YOUR_KEY',
};

const payoutInfo = await fetch('https://www.agentref.co/api/v1/me/payout-info', { headers }).then((r) => r.json());
const payouts = await fetch('https://www.agentref.co/api/v1/me/payouts', { headers }).then((r) => r.json());

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Payout Statuses

StatusMeaning
pendingPayout created, waiting to be processed
processingMerchant started the external payment step
completedMerchant confirmed the payout as paid
failedExternal payment attempt failed and can be retried

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Common Issues

The most common reasons are incomplete payout details or a failed external payment attempt. Go to Settings → Payouts and confirm your PayPal or bank transfer details are correct.
Check if your approved balance has reached the payout threshold. Also confirm your payout profile is complete and ask the merchant which payout cadence they use.
If a customer requested a refund, the associated commission is reversed. Refunds on already-paid commissions are deducted from your next payout.